Therapy Rates & Insurance Options

Explore fees, faqs, insurance, and payment options.

Rates & Insurance

How Are You Planning to Pay?

Understanding your payment options is an important step toward starting therapy. Choose the option that best describes your situation to learn more about fees, insurance, and what to do next.

Choose Your Payment Option

Will you be paying out of pocket or using insurance?

Private Pay

If you plan to pay directly for your therapy sessions, the following self-pay rates apply:

  • Individual therapy: $250 per session
  • Couples therapy: $300 per session
  • All sessions are approximately 55 minutes.

Out-of-network benefits
Superbills are available to help out-of-network clients seek reimbursement from their insurance plan.

Major credit cards, debit cards, Zelle, Venmo, and Cash App are accepted.

Contact Steven

Use Insurance

If you would like to use insurance, the first step is to review the insurance information for your location and confirm whether your specific plan is eligible.

  • Review the insurance providers listed for Florida-based clients.
  • If you are located in a PsyPact member state, review the self-pay information for your location.
  • Contact Steven with your insurance information to clarify the appropriate next steps.

Why contact Steven first?
The appropriate platform depends on the insurer, so the correct route needs to be confirmed rather than guessed.

Ask About Insurance

Where Are You Located?

Location affects which insurance information applies to you.

Florida-Based Clients

Steven is currently in-network with the insurance providers listed in the Florida insurance section of this page.

The list does not guarantee that every plan is eligible. Please confirm your specific plan and the next steps with Steven.

View Florida Insurance Providers

PsyPact Member States

Steven is licensed to provide therapy to clients located in the PsyPact member states and jurisdictions listed on this page. However, he is not in-network with insurers in those locations.

Clients located in these states would need to pay the self-pay rates listed above.

View PsyPact Locations and Rates

What Happens Next?

For insurance clients, Steven needs to identify the insurer, determine the appropriate billing platform, coordinate the necessary intake paperwork, and wait for insurance verification.

TherapyNotes / TherapyPortal is used for practice management and client paperwork. Headway and Alma are used for insurance billing.

Since the appropriate platform varies by insurance, please contact Steven before proceeding through an insurance platform. He can clarify the correct process for your plan.

Contact Steven About Getting Started

Insurance eligibility and benefits must be verified for your specific plan. Coverage is not guaranteed until confirmed.

Self-Pay Fees

If you are paying out of pocket, the following rates apply to therapy sessions.

Individual Therapy Appointments

$250
Approximately 55 minutes

Couples Therapy Appointments

$300
Approximately 55 minutes
Out-of-Network Reimbursement

I can provide superbills for out-of-network clients to help with reimbursement. Reimbursement depends on your individual insurance plan and its out-of-network benefits.

Insurance for Florida-Based Clients

I am in-network with the insurance providers listed below. Eligibility depends on your specific plan, so please contact me to confirm your coverage.

Accepted Insurance Providers
Aetna Allied Benefit Systems All Savers (UHC)
BCBS of MA Carelon Carelon Behavioral Health, Inc.
Christian Brothers Services Curative Florida Blue
Health Plans Inc Health Scope Meritain
Nippon Optum Oscar
Oxford Providence Health Plan Surest (Formerly Bind)
Trustmark Trustmark Small Business Benefits UHC Student Resources
UMR United Healthcare UHC Shared Services (UHSS)
United Healthcare Global UHC Exchange Plans (ONEX)
Before scheduling: Please contact me to confirm your specific plan's eligibility and determine the appropriate next steps.

Clients in PsyPact Member States

For patients located in the following PsyPact member states and jurisdictions, I am licensed to provide therapy in your state. However, I am not in-network with any insurers in these locations, so you would need to pay the self-pay rates listed below.

PsyPact Member States and Jurisdictions

AL, AZ, AR, CO, CT, DE, DC, GA, ID, IL, IN, KS, KY, ME, MD, MI, MN, MS, MO, NE, NV, NH, NJ, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY


Out-of-Network Reimbursement: Superbills are available to help out-of-network clients seek reimbursement. Reimbursement depends on the client's insurance plan and benefits.

Accepted Payment Methods

Credit Cards

All major credit cards accepted.

Debit Cards

Debit card payments accepted.

Cash Transfers

Zelle, Venmo, or Cash App.

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 48 hours beforehand. Otherwise, you may be charged the full rate for the session.

Any Other Questions?

Please contact me for any additional questions you may have about therapy rates, insurance coverage, or payment options. I look forward to hearing from you!

Contact Me
HOW IT WORKS

FAQ's

Find answers to commonly asked questions about our services and approach.

I’ve never talked to anyone. I’m used to handling things on my own. Aren’t people who go to therapy weak?

Not at all. People who ask for help know when they need it and have the courage to reach out. Everyone needs help now and then. In our work together, I’ll help you explore and identify your strengths and how to implement them to reduce the influence of the problems you are facing.

What’s the difference between talking to you or my best friend or family?

The difference is between someone who can do something, and someone who has the training and experience to do that same thing professionally. A mental health professional can help you approach your situation in a new way– teach you new skills, gain different perspectives, listen to you without judgment or expectations, and help you listen to yourself. Furthermore, counseling is completely confidential. You won’t have to worry about others “knowing my business.” Lastly, if your situation provokes a great deal of negative emotion, and you’ve been confiding in a friend or family member, there is the risk that once you are feeling better you could start avoiding that person so you aren’t reminded of this difficult time in your life.

Why shouldn’t I just take medication?

Medication can be effective but it alone cannot solve all issues. Sometimes medication is needed in conjunction with counseling. Our work together is designed to explore and unpack the problems you are experiencing and expand on your strengths that can help you accomplish your personal goals.

How does it work? What do I have to do in sessions?

Because each person has different issues and goals for counseling, it will be different depending on the individual. I tailor my therapeutic approach to your specific needs.

How long will it take?

Unfortunately, this is not possible to say in a general FAQs page. Everyone’s circumstances are unique to them and the length of time counseling can take to allow you to accomplish your goals depends on your desire for personal development, your commitment, and the factors that are driving you to seek counseling in the first place.

I want to get the most out of therapy. What can I do to help?

I am so glad you are dedicated to getting the most out of your sessions. Your active participation and dedication will be crucial to your success.
LET'S GET STARTED

Take the Next Step Toward Finding the Right Support.